stm_bm(["leftNav",400,"","blank.gif",0,"","",0,0,0,0,50,1,0,0]);
stm_bp("p0",[1,4,0,0,0,3,0,7,100,"",-2,"",-2,90,0,0,"#000000","#304091","",3,0,0,"#ffffff"]);
stm_ai("p0i0",[0,"    Home","","",-1,-1,0,"index.cfm","_self","index.cfm","","","",0,0,0,"","",0,0,0,0,1,"#304091",0,"#304091",0,"","",3,3,0,0,"#ffffff","#b0d1bf","#ffffff","#5a75aa","bold 9pt Arial","bold 9pt Arial",0,0]);

stm_aix("p0i1","p0i0",[0,"    Personal Banking","","",-1,-1,0,"personalbanking.cfm","_self","personalbanking.cfm","","","",0,0,0,"images/arrow_r.gif","images/arrow_r.gif",7,7]);

stm_bp("p1",[1,2,0,-12,0,2,0,0,100,"progid:DXImageTransform.Microsoft.Fade(overlap=.5,enabled=0,Duration=0.50)",-2,"",-2,60,2,5,"#000000","#e3e3e3","",3,0,0,"#304091"]);

stm_aix("p1i0","p0i0",[0," Savings Accounts","","",-1,-1,0,"PERSONALBANKING-SavingsAccounts.cfm","_self","PERSONALBANKING-SavingsAccounts.cfm","","","",0,0,0,"","",0,0,0,0,1,"#cccccc",0,"#5a75aa",0,"","",3,3,0,0,"#ffffff #669999 #669999 #ffffff","#d7eadf #4d704d #4d704d #d7eadf","#5a75aa","#000000"]);

stm_aix("p1i1","p1i0",[0," CD Products","","",-1,-1,0,"PERSONALBANKING-CDProducts.cfm","_self","PERSONALBANKING-CDProducts.cfm"]);
stm_aix("p1i2","p1i0",[0," Checking Accounts","","",-1,-1,0,"PERSONALBANKING-CheckingAccounts.cfm","_self","PERSONALBANKING-CheckingAccounts.cfm"]);
stm_aix("p1i3","p1i0",[0," Mortgage Loans","","",-1,-1,0,"PERSONALBANKING-MortgageLoans.cfm","_self","PERSONALBANKING-MortgageLoans.cfm"]);
stm_aix("p1i4","p1i0",[0," Home Equity Loans","","",-1,-1,0,"PERSONALBANKING-HomeEquityLoans.cfm","_self","PERSONALBANKING-HomeEquityLoans.cfm"]);
stm_aix("p1i5","p1i0",[0," Lines of Credit","","",-1,-1,0,"PERSONALBANKING-LinesofCredit.cfm","_self","PERSONALBANKING-LinesofCredit.cfm"]);
stm_aix("p1i6","p1i0",[0," Home Improvement Loans","","",-1,-1,0,"PERSONALBANKING-HomeImprovementLoans.cfm","_self","PERSONALBANKING-HomeImprovementLoans.cfm"]);
// New menu item inserted above - Home Improvement Loans
stm_aix("p1i7","p1i0",[0," Installment  Loans","","",-1,-1,0,"PERSONALBANKING-VehicleBoatRVLoans.cfm","_self","PERSONALBANKING-VehicleBoatRVLoans.cfm"]);
stm_aix("p1i8","p1i0",[0," Credit Cards","","",-1,-1,0,"PERSONALBANKING-CreditCards.cfm","_self","PERSONALBANKING-CreditCards.cfm"]);
stm_aix("p1i9","p1i0",[0," Debit Card","","",-1,-1,0,"PERSONALBANKING-DebitCard.cfm","_self","PERSONALBANKING-DebitCard.cfm"]);
stm_aix("p1i10","p1i0",[0," ATM Card","","",-1,-1,0,"PERSONALBANKING-ATMCard.cfm","_self","PERSONALBANKING-ATMCard.cfm"]);
stm_aix("p1i11","p1i0",[0," Investment Accounts","","",-1,-1,0,"PERSONALBANKING-InvestmentAccounts.cfm","_self","PERSONALBANKING-InvestmentAccounts.cfm"]);

stm_aix("p1i12","p1i0",[0," Alternate Investment Options","","",-1,-1,0,"PERSONALBANKING-AlternateInvesmentOptions.cfm","_self","PERSONALBANKING-InvestmentAccounts.cfm"]);

stm_aix("p1i13","p1i0",[0," Online Banking","","",-1,-1,0,"PERSONALBANKING-OnlineBanking.cfm","_self","PERSONALBANKING-OnlineBanking.cfm"]);
stm_aix("p1i14","p1i0",[0," Telephone Banking","","",-1,-1,0,"PERSONALBANKING-TelephoneBanking.cfm","_self","PERSONALBANKING-TelephoneBanking.cfm"]);
stm_aix("p1i15","p1i0",[0," Additional Services","","",-1,-1,0,"PERSONALBANKING-AdditionalServices.cfm","_self","PERSONALBANKING-AdditionalServices.cfm"]);
stm_ep();
stm_aix("p0i2","p0i1",[0,"    Business Banking","","",-1,-1,0,"businessbanking.cfm","_self","businessbanking.cfm"]);
stm_bpx("p2","p1",[]);
stm_aix("p2i0","p1i0",[0," Savings Accounts","","",-1,-1,0,"BUSINESSBANKING-SavingsAccounts.cfm","_self","BUSINESSBANKING-SavingsAccounts.cfm"]);
stm_aix("p2i1","p1i0",[0," Checking Accounts","","",-1,-1,0,"BUSINESSBANKING-CheckingAccounts.cfm","_self","BUSINESSBANKING-CheckingAccounts.cfm"]);
stm_aix("p2i2","p1i0",[0," Loans","","",-1,-1,0,"BUSINESSBANKING-Loans.cfm","_self","BUSINESSBANKING-Loans.cfm"]);

//New second level menu options
stm_bpx("p2", "p2", []);
stm_aix("p2i0","p2i0",[0," Term Loans","","",-1,-1,0,"BUSINESSBANKING-Loans-TermLoans.cfm","_self","BUSINESSBANKING-Loans-TermLoans.cfm"]);
stm_aix("p2i1","p2i0",[0," Lines of Credit","","",-1,-1,0,"BUSINESSBANKING-Loans-LinesofCredit.cfm","_self","BUSINESSBANKING-Loans-LinesofCredit.cfm"]);
stm_aix("p2i2","p2i0",[0," Standby Letter of Credit","","",-1,-1,0,"BUSINESSBANKING-Loans-Standby.cfm","_self","BUSINESSBANKING-Loans-Standby.cfm"]);
stm_aix("p2i3","p2i0",[0," Commercial Mortgages & Construction","","",-1,-1,0,"BUSINESSBANKING-Loans-Commercial.cfm","_self","BUSINESSBANKING-Loans-Commercial.cfm"]);
//stm_aix("p2i4","p2i0",[0," Non Profit","","",-1,-1,0,"BUSINESSBANKING-Loans-nonProfit.cfm","_self","BUSINESSBANKING-Loans-nonProfit.cfm"]);
stm_aix("p2i0","p2i0",[0," Small Business Association (SBA) Loans","","",-1,-1,0,"BUSINESSBANKING-Loans-SBA.cfm","_self","BUSINESSBANKING-Loans-SBA.cfm"]);
stm_aix("p2i0","p2i0",[0," Government/Municipality","","",-1,-1,0,"BUSINESSBANKING-Loans-Gov.cfm","_self","BUSINESSBANKING-Loans-Gov.cfm"]);
stm_ep();


stm_aix("p2i3","p1i0",[0," Merchant Card Processing","","",-1,-1,0,"BUSINESSBANKING-MerchantCardProcessing.cfm","_self","BUSINESSBANKING-MerchantCardProcessing.cfm"]);
//stm_aix("p2i4","p1i0",[0," Direct Deposit","","",-1,-1,0,"BUSINESSBANKING-DirectDeposit.cfm","_self","BUSINESSBANKING-DirectDeposit.cfm"]);
stm_aix("p2i4","p1i0",[0," Credit Cards","","",-1,-1,0,"BUSINESSBANKING-CreditCards.cfm","_self","BUSINESSBANKING-CreditCards.cfm"]);
stm_aix("p2i5","p1i0",[0," Non-profit, Government Municipality","","",-1,-1,0,"BUSINESSBANKING-NonProfit.cfm","_self","BUSINESSBANKING-NonProfit.cfm"]);
stm_aix("p2i6","p1i0",[0," Business Investment Accounts","","",-1,-1,0,"BUSINESSBANKING-InvestmentAccounts.cfm","_self","BUSINESSBANKING-InvestmentAccounts.cfm"]);
stm_aix("p2i7","p1i0",[0," Resources","","",-1,-1,0,"BUSINESSBANKING-Resources.cfm","_self","BUSINESSBANKING-Resources.cfm"]);
stm_aix("p2i8","p1i0",[0," Online Business Banking","","",-1,-1,0,"BUSINESSBANKING-OnlineBusinessBanking.cfm","_self","BUSINESSBANKING-OnlineBusinessBanking.cfm"]);
stm_ep();
stm_aix("p0i3","p0i0",[0,"    Online Banking","","",-1,-1,0,"https://www.netteller.com/oxfordbank/login.cfm","onlinebanking","https://www.netteller.com/oxfordbank/login.cfm"]);
stm_ep();
// commented out the following for CWR 4392943 JEF 
// stm_aix("p0i8","p0i0",[0,"    Online Mortgage","","",-1,-1,0,"javascript: void mortDisclaimer('http://oxfordbank.mortgagewebcenter.com')","_self","http://oxfordbank.mortgagewebcenter.com"]);
stm_ep();
stm_aix("p0i4","p0i1",[0,"    About Us","","",-1,-1,0,"aboutus.cfm","_self","aboutus.cfm","","","",0,0,0,"images/arrow_r.gif","images/arrow_r.gif",7,7])
stm_bpx("p3","p1",[]);
stm_aix("p3i0","p1i0",[0," History","","",-1,-1,0,"ABOUTUS-history.cfm","_self","ABOUTUS-history.cfm"]);
stm_aix("p3i1","p1i0",[0," Employment","","",-1,-1,0,"ABOUTUS-employment.cfm","_self","ABOUTUS-employment.cfm"]);
stm_aix("p3i2","p1i0",[0," Annual Report","","",-1,-1,0,"ABOUTUS-annualreport.cfm","_self","ABOUTUS-annualreport.cfm"]);
//stm_aix("p3i3","p1i0",[0," Quarterly Reports","","",-1,-1,0,"ABOUTUS-quarterlyreports.cfm","_self","ABOUTUS-quarterlyreports.cfm"]);
stm_aix("p3i4","p1i0",[0," Shareholder Services","","",-1,-1,0,"ABOUTUS-shareholderservices.cfm","_self","ABOUTUS-shareholderservices.cfm"]);
stm_aix("p3i5","p1i0",[0," Press Releases","","",-1,-1,0,"ABOUTUS-pressreleases.cfm","_self","ABOUTUS-pressreleases.cfm"]);
stm_ep();
stm_aix("p0i5","p0i0",[0,"    In the Community","","",-1,-1,0,"COMMUNITY-inthecommunity.cfm","_self","COMMUNITY-inthecommunity.cfm"]);
stm_aix("p0i6","p0i1",[0,"    Resources","","",-1,-1,0,"resources.cfm","_self","resources.cfm","","","",0,0,0,"images/arrow_r.gif","images/arrow_r.gif",7,7]);
stm_bpx("p4","p1",[]);
stm_aix("p4i0","p1i0",[0," FAQ","","",-1,-1,0,"RESOURCES-faq.cfm","_self","RESOURCES-faq.cfm"]);
stm_aix("p4i1","p1i0",[0," Glossary of Terms","","",-1,-1,0,"RESOURCES-glossaryofterms.cfm","_self","RESOURCES-glossaryofterms.cfm"]);
stm_aix("p4i2","p1i0",[0," Identity Theft","","",-1,-1,0,"RESOURCES-identitytheft.cfm","_self","RESOURCES-identitytheft.cfm"]);
stm_aix("p4i3","p1i0",[0," Credit Report Basics","","",-1,-1,0,"RESOURCES-creditreport.cfm","_self","RESOURCES-creditreport.cfm"]);
//stm_aix("p4i4","p1i0",[0," Loan calculators","","",-1,-1,0,"RESOURCES-loancalculators.cfm","_self","RESOURCES-loancalculators.cfm"]);
stm_aix("p4i4","p1i0",[0," Credit Counseling Services","","",-1,-1,0,"RESOURCES-creditcounseling.cfm","_self","RESOURCES-creditcounseling.cfm"]);
stm_aix("p4i5","p1i0",[0," Links","","",-1,-1,0,"RESOURCES-links.cfm","_self","RESOURCES-links.cfm"]);
stm_ep();
stm_aix("p0i7","p0i1",[0,"    Contact Us ","","",-1,-1,0,"contact.cfm","_self","contact.cfm","","","",0,0,0,"images/arrow_r.gif","images/arrow_r.gif",7,7]);

stm_bpx("p5","p1",[]);
stm_aix("p5i0","p1i0",[0," Talk to Us","","",-1,-1,0,"CONTACT-talktous.cfm","_self","CONTACT-talktous.cfm"]);
stm_aix("p5i1","p1i0",[0," Branch Locations","","",-1,-1,0,"CONTACT-branchlocations.cfm","_self","CONTACT-branchlocations.cfm"]);
stm_aix("p5i2","p1i0",[0," Banking Hours","","",-1,-1,0,"CONTACT-bankinghours.cfm","_self","CONTACT-bankinghours.cfm"]);
stm_ep();
stm_aix("p0i8","p0i0",[0,"    Foreclosures For Sale","","",-1,-1,0,"bankowned.cfm","_self","bankowned.cfm"]);
stm_ep();
stm_em();