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BUSINESS BANKING - Merchant Card Processing More Ways For Your Customers To Pay Give your customers more choices by accepting credit cards, debit cards, purchasing cards and checks. Oxford Bank Merchant Services provide you with the following helpful services: Low discount rate No application fee for current Oxford Bank customers (A fee applies otherwise) No monthly minimums 24/7 Help Desk Dial in pay service available Account questions handled directly by Oxford Bank, not a third party processor Hardware and software to fit any budget All major credit card brands accepted Emergency replacement of equipment Stop by one of our branch locations today to learn more.